AHB Finance & Consultancy Ltd | Accountants in Paisley, Scotland

Your Accountant Should Do More Than Compliance

A good accountant keeps you compliant. A great one acts as a trusted advisor — reading the numbers, spotting opportunities, and helping you make informed decisions backed by real financial insight. That's the standard we hold ourselves to.

Every business has goals, whether that is growing sales, taking on staff, buying premises or planning an exit. A trusted accountant helps you turn those aims into numbers and a plan. We set realistic targets, track your progress against them, and flag problems early, while there is still time to act. With clear forecasts, tax planning that keeps more of your profit working for you, and someone to talk big decisions through with, you can move forward with confidence instead of guesswork.

Built for How Businesses Run Tomorrow

Modern accounting isn't just about the numbers — it's about the tools behind them. Cloud accounting, automated data capture, real-time dashboards, and HMRC's Making Tax Digital requirements are now part of running any business well.

We stay ahead of these changes so you don't have to. From Xero automation to AI-assisted bookkeeping checks, we use technology to catch issues earlier, report faster, and give you a clearer picture of your business — in plain English, with no jargon.

Real-time reporting via Xero

Stop drowning in receipts: snap, send, sorted

MTD-compliant, always

This Week's Finance & Tax Briefing

A weekly digest of the UK tax and business news that matters to our clients — refreshed every week.

October 29, 2026

No late penalty points for first-year MTD quarterly updates

For people joining Making Tax Digital for Income Tax from April 2027, late submission penalty points will not apply to quarterly updates for the 2027-28 tax year. You will still need compatible software and quarterly updates, and we can help you get set up.

October 28, 2026

Landlords face 24%, 44% and 49% property income tax rates

From 6 April 2027, property income in England, Wales and Northern Ireland will be taxed at 24% (basic), 44% (higher) and 49% (additional), up from 20%, 40% and 45%. If you let property, we can help you plan for the higher bill.

October 28, 2026

Trading allowance to rise from £1,000 to £3,000 in April 2027

The Budget raised the trading allowance from £1,000 to £3,000 from 6 April 2027, subject to the Finance Bill, and the Self Assessment reporting threshold for trading income moves to £3,000 too. It applies to individuals rather than limited companies, and we can help you check whether it affects your side income.

October 28, 2026

Business Asset Disposal Relief limit halves to £500,000 from April 2027

The lifetime limit for Business Asset Disposal Relief falls from £1 million to £500,000 for disposals on or after 6 April 2027, with the 18% rate unchanged. If you are thinking of selling your company or shares, talk to us about timing before that date.

October 28, 2026

National Living Wage rises to £13.21 an hour from April 2027

The Budget confirmed the National Living Wage for workers aged 21 and over will rise from £12.71 to £13.21 an hour from 1 April 2027, with the 18 to 20 rate going from £10.85 to £11.27. If you employ staff, we can help you update your payroll and budget for the increase.

See all updates →